I do not say it is possible to have RB on memory card. It depends where code for memory card access resides (bootloader or RB). It is probably bootloader, but theoreticaly a part of code could be in RB. You have to look in source code or developers might tell you. I am just a user...
If you make a mistake in RB code, you may repair it just by connecting it to PC via USB. But OK, you will not wear off the memory by experiments. But if you make a mistake in bootloader, you have a problém... I do not know, how easy it is to unbrick the player... And what is needed. You might need some kind of special hardware....